:root {
  --bg: #f4f7fb;
  --panel: #ffffff;
  --text: #11233a;
  --muted: #4a6078;
  --line: #d8e3ef;
  --brand: #006f8e;
  --brand-soft: #d8f3fb;
  --highlight: #1d9dc2;
}

* {
  box-sizing: border-box;
}

body {
  margin: 0;
  min-height: 100vh;
  font-family: "Segoe UI", "Trebuchet MS", sans-serif;
  color: var(--text);
  background:
    radial-gradient(circle at 12% 14%, #d9f4ff 0%, transparent 36%),
    radial-gradient(circle at 90% 4%, #d9ffe8 0%, transparent 30%),
    linear-gradient(180deg, #eef5ff 0%, #f8fbff 48%, #eef9f5 100%);
  line-height: 1.7;
}

.bg-grid {
  position: fixed;
  inset: 0;
  pointer-events: none;
  opacity: 0.3;
  background-image:
    linear-gradient(to right, rgba(17, 35, 58, 0.05) 1px, transparent 1px),
    linear-gradient(to bottom, rgba(17, 35, 58, 0.05) 1px, transparent 1px);
  background-size: 28px 28px;
}

.policy-shell {
  position: relative;
  width: min(960px, calc(100% - 2rem));
  margin: 2.5rem auto;
  padding: 1.8rem;
  border: 1px solid var(--line);
  border-radius: 22px;
  background: color-mix(in srgb, var(--panel) 92%, #e6f8ff 8%);
  box-shadow:
    0 14px 34px rgba(17, 35, 58, 0.12),
    inset 0 1px 0 rgba(255, 255, 255, 0.8);
}

.policy-header {
  border-bottom: 1px solid var(--line);
  padding-bottom: 1.2rem;
  margin-bottom: 1.4rem;
}

.kicker {
  margin: 0;
  font-size: 0.86rem;
  text-transform: uppercase;
  letter-spacing: 0.14em;
  color: var(--brand);
  font-weight: 700;
}

h1 {
  margin: 0.25rem 0 0.45rem;
  font-size: clamp(1.9rem, 3.2vw, 2.45rem);
  line-height: 1.2;
}

.effective-date {
  margin: 0.2rem 0 0.8rem;
  color: var(--muted);
}

.intro {
  margin: 0;
  max-width: 80ch;
}

section {
  padding: 0.35rem 0;
}

h2 {
  margin: 1.35rem 0 0.5rem;
  font-size: clamp(1.2rem, 2.2vw, 1.45rem);
  color: #0f3554;
}

h3 {
  margin: 0.95rem 0 0.35rem;
  font-size: 1.03rem;
  color: #114668;
}

p {
  margin: 0.3rem 0 0.7rem;
}

ul {
  margin: 0.3rem 0 0.9rem 1.2rem;
  padding: 0;
}

li {
  margin: 0.35rem 0;
}

.policy-footer {
  margin-top: 1.6rem;
  padding-top: 1rem;
  border-top: 1px dashed var(--line);
  color: var(--muted);
  font-size: 0.95rem;
}

@media (max-width: 700px) {
  .policy-shell {
    width: calc(100% - 1rem);
    margin: 0.85rem auto;
    padding: 1.05rem;
    border-radius: 14px;
  }

  ul {
    margin-left: 1rem;
  }
}